Get financially prepared

Book a mortgage appointment with Frost's

At Frost's we believe that we will help find you a competitive mortgage, a mortgage tailored to suit your individual needs. Frost's introduce mortgage and protection business to Embrace Financial Services. Their financial advisers are constantly updated and offer a comprehensive range of mortgages from across the market. 

They will search through 1000s of deals to ensure they find a competitive deal for you from a broad selection of lenders rather than just one and often have access to exclusive deals that cannot be accessed by going direct to the lender. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Mortgage enquiry form

Let an Embrace Financial Services adviser provide you with a free initial consultation

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry. If you would like to know more about how we use your information, please read our Privacy Notice.

Get financially prepared

Book a mortgage appointment with Frost's

At Frost's we believe that we will help find you a competitive mortgage, a mortgage tailored to suit your individual needs. Frost's introduce mortgage and protection business to Embrace Financial Services. Their financial advisers are constantly updated and offer a comprehensive range of mortgages from across the market. 

They will search through 1000s of deals to ensure they find a competitive deal for you from a broad selection of lenders rather than just one and often have access to exclusive deals that cannot be accessed by going direct to the lender. 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Embrace Financial Services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Mortgage enquiry form

Let an Embrace Financial Services adviser provide you with a free initial consultation

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry. If you would like to know more about how we use your information, please read our Privacy Notice.

Meet your Financial Adviser


With the help of your very own personal expert you will be assisted through every step of the process to ensure your experience is, what we firmly believe, the very best in customer service so why not take up our challenge - simply contact the team of mortgage advisers, sit back and let them do all the work for you.

David Tatnall

David Tatnall

David was born in Watford and has lived there for most of his life. He was educated in Croxley Green, Rickmansworth. David is an avid Watford F.C. supporter and also enjoys travelling.

David has worked in the financial services industry for over 30 years, specialising in mortgages for much of that time. He has been a part of the team since 2010.

Richard Hudson

Richard Hudson

Richard was born and raised in Eastbourne, West Sussex but moved to St Albans in 2014 where he currently lives with his family. In his spare time Richard enjoys playing football and golf.

Richard has worked in the financial services industry for a number of years and has previous experience as both an estate agent and a financial consultant. He has been a part of the team since 2014.

David Tatnall

David Tatnall

David was born in Watford and has lived there for most of his life. He was educated in Croxley Green, Rickmansworth. David is an avid Watford F.C. supporter and also enjoys travelling.

David has worked in the financial services industry for over 30 years, specialising in mortgages for much of that time. He has been a part of the team since 2010.

Richard Hudson

Richard Hudson

Richard was born and raised in Eastbourne, West Sussex but moved to St Albans in 2014 where he currently lives with his family. In his spare time Richard enjoys playing football and golf.

Richard has worked in the financial services industry for a number of years and has previous experience as both an estate agent and a financial consultant. He has been a part of the team since 2014.

Karl Chana

Karl Chana

Karl is a highly motivated and enthusiastic individual who can think strategically and solve problems effectively. He has a strong interest in entrepreneurial mind-set and goals. In his spare time he is a keen historian. Some of his interests have included Ancient Rome, American History and Napoleonic Wars.

Karl has lots of experience in the financial services industry, starting out as a trainee mortgage adviser in 2005 before joining a high street lender as a mortgage and protection manager in 2008. He joined the team in February 2018.

 

 

James Nicholls

James Nicholls

James was born in Wandsworth, South West London and has lived in Hertfordshire since 2008. In his spare time, he coaches the London Colney Youth Football Club on a voluntary basis.

James has worked in the financial services industry since 2014, having previous experience as a mortgage adviser and winning ‘adviser of the year’ for his region with a previous employer. He joined the team in early 2017.

Karl Chana

Karl Chana

Karl is a highly motivated and enthusiastic individual who can think strategically and solve problems effectively. He has a strong interest in entrepreneurial mind-set and goals. In his spare time he is a keen historian. Some of his interests have included Ancient Rome, American History and Napoleonic Wars.

Karl has lots of experience in the financial services industry, starting out as a trainee mortgage adviser in 2005 before joining a high street lender as a mortgage and protection manager in 2008. He joined the team in February 2018.

Find out more about Embrace Financial Services


Embrace Financial Services

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Guide to mortgages

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