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A special place to live, work and enjoy life. Situated in historic St Albans Oaklands Grange is an exclusive development of two, three, four and five bedroom homes. Finished to the highest standards and with the latest fixtures and fittings, plus decorated in neatural colours Oaklands Grange is waiting for you to come home.
Oaklands Grange is ideally placed for town and the countryside. With local routes leading to the A1, M1 and the M25 the capital is within easy reach.
Shop in the centre of town with its café culture, stores, market stalls and supermarkets, or take time out and relax at the multiplex cinema, parks and leisure centres – St Albans has it all.
Reasons to choose Oaklands Grange
In the heart of St Albans
The historic St Albans city centre is just 0.6 miles away. Including the beautiful cathedral.
Close to town and country
Close by Verulamium Park is set in over 100 acres of beautiful parkland. Making this an ideal location for town and countryside.
A well-established new community with an abundance of opportunity to meet new people.
Everything you need nearby
Take time and relax at the nearby multiplex cinema, parks and leisure centres.
Shopping at your fingertips
St Albans is home to an ecletic mix of shops. Enjoy its café culture, stores, market stalls and supermarkets
St Albans Abbey rail station is only 1.2 miles away, perfect for commuters. Plus with local routes leading to the A1, M1 and the M25, the capital is easily in reach.
Help to Buy is a government scheme designed to help first time buyers who have never owned a property before to advance up the property ladder.
Who is eligible?
Help to Buy: Equity Loan (2021-2023) are available to first time buyers. The home you want to buy must be newly built with a price of up to £407,400 in East England (see the Help to Buy site for more regional caps)
How does it work?
With a Help to Buy equity loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.
You must buy your home from a homebuilder registered for Help to Buy: Equity Loan.
The amount you pay for a home depends on where in England you buy it.
When getting a mortgage you will be able to borrow up to a maximum of 4.5 times your salary.
Help to Buy Equity Loan example
For a property worth £300,000
How do I pay back the Help to Buy equity loan?
You must pay back the loan after 25 years or when you sell your home - whichever comes first.
You will not be charged any interest on the 20% loan for the first five years of owning your home.
However a management fee of £1 a month will be applicable from the date of purchase for the duration of the equity loan.
From year six, a fee of 1.75% is payable on the equity loan, which rises annually by CPI (Consumer Price Index) inflation plus 2%.