Buyers information centre

Find out everything you need to know about buying a property with Frost's

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 Buyers guide

What should I do first?

Our top tip for buyers even before starting to look for property is to get clear on finances. If a mortgage is involved it's worth meeting with a financial advisor who can get a mortgage agreed in principle for you and discuss the costs of moving. 

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Finding a property

Whilst there is a wealth of information available on popular property websites such as Rightmove and Zoopla, registering with us so that we understand your requirements and can advise you of new properties as soon as they are available is important too.

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Making an offer

Once you have found your possible new home make an offer and we will put this forward to the owner in writing as well as verbally. The owner may require evidence of your ability to proceed with the transaction. Having a mortgage agreed in principle may help at this stage. 

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Instructing a Conveyancer

Once the offer is agreed we will prepare a notification of sale and write to all parties outlining the agreed price, special conditions and broad timescales. You will need to appoint a conveyancer, Frost's can help you with this if you don't already have one in mind.

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Sales Progress

Open and honest communication between everyone at this stage is the key to a successful transaction so its important to talk to us about any issues that may come up.  We employ dedicated sales progressors who will liaise with you and pass on any relevant information, please feel free to call them at anytime.

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Exchange and Completion

When the finances are available, all enquiries have been agreed and the contract has been signed we are ready to exchange. At this point a completion date is agreed and the buyer will put down a deposit which is normally 10%. On completion day the balance is transferred and you can come and pick up your keys.

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Useful calculators

Calculate your stamp duty

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Stamp Duty

The Stamp Duty holiday on the first £500,000 of a property has been extended until 30th June 2021. On 1st July the threshold will lower to £250,000 until 30th September 2021 and then from 1st October 2021, the threshold will revert back to £125,000.

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