Looking for a buy to let mortgage?
Embrace can help

Embrace Logo Colour Purple Padding

Trustpilot Logo Black and 5stars

Rated Excellent by our customers

Book a buy to let mortgage appointment 

Call today on 01727 861166

A buy to let mortgage is designed for those who want to buy property to rent out to a third party. As with a residential mortgage you can choose between fixed, discount and other mortgage types. However, the key difference is working out how much you can borrow. Buy to let mortgage lenders usually base their decisions on the likely rental income from the property instead of the applicant's annual income.

Frost's introduce mortgage and protection business to Embrace Financial Services. Their financial advisers are constantly updated and offer a comprehensive range of buy to let mortgages from across the market. 

We have listed below the financial advisers that provide expert advice to our customers. Call on 01727 861166 to book an appointment or fill in the form to request a callback. 

Find out more about your Financial Advisers

Embrace Logo Colour Purple Padding

Buy to let mortgage enquiry form

Call us on 01727 861166‚Äč for more information or to book an appointment.

Alternatively you can request a call back by completing this form and an Embrace Financial Services adviser will call you to arrange a suitable time for your appointment.

We will use your information in order to arrange for Embrace Financial Services to respond to your enquiry. If you would like to know more about how we use your information, please read our Privacy Notice.

Reasons to choose Embrace Financial Services

EFS 1000s 


They have access to 1000s of mortgage deals from 100s of lenders, including well known high street providers. These often include exclusive deals that cannot be accessed by going direct to the lender. 

EFS computer 64 


Advisers will conduct secure video or telephone appointments so you can get expert advice from the comfort and safety of your home. 

EFS online support 64 


Embrace Financial Services will listen to your needs and circumstances and recommend the best products for you. 

EFS communication 50 


They provide excellent communication and will stay in touch every step of the way.  All documents can be shared safely and quickly electronically.

Buy to let calculator


Meet your Financial Adviser

With the help of your very own personal expert you will be assisted through every step of the process to ensure your experience is, what we firmly believe, the very best in customer service so why not take up our challenge - simply contact the team of mortgage advisers, sit back and let them do all the work for you.

Peter Groom
Peter Groom
Senior Financial Consultant
Peter has worked in the financial services industry for over 14 years and he has been a part of the team since 2019. 

Peter was born in Harlesden but moved to Dublin and then to Watford as a child, where he now lives with his family. He is a keen musician and enjoys keeping fit and spending time with his partner and son.   

Peter Groom
Senior Financial Consultant
David Tatnall
David Tatnall
Executive Mortgage Consultant
David has worked in the financial services industry for over 30 years, specialising in mortgages for much of that time. He has been a part of the team since 2010.

David was born in Watford and has lived there for most of his life. He was educated in Croxley Green, Rickmansworth. David is an avid Watford F.C. supporter and also enjoys travelling.

David Tatnall
Executive Mortgage Consultant

We have mortgages available from a wide range of well known providers






Post office



Embrace Financial Services
EFS mob


Embrace Financial Services usually charges a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £999 and this will be discussed and agreed with you at the earliest opportunity.